visit affiliate

Terms of Use

Terms of Use


The information provided on this site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject HLAM or its subsidiaries or affiliates to any registration requirement within such jurisdiction or country. Neither the information, nor any opinion, contained in this site constitutes a solicitation or offer by HLAM to buy or sell any products, services, securities, futures, options, other financial instruments, provide any investment or financial advice or an invitation to enter into any legally binding contract or arrangement.

Any information that falls outside of the prospectus does not form part of the prospectus. Unit trusts are offered solely on the basis of the information contained in the prospectus.

The products and services described in this site are available only to residents of Malaysia. Your eligibility for any particular products or services is subject to the final determination and acceptance by HLAM.


The information is provided on an “as is where is” basis and neither HLAM, its directors, officers, employees nor agents expressly or impliedly or warrant the accuracy, adequacy or completeness of the information provided herein or that the information or any part thereof is suitable for you, or the merchantability or fitness for a particular purpose even if you have informed us of the same.

If you should rely on of the information on the site, your decision to do so is based solely on your own judgment, HLAM does not hold itself nor any of its directors, officers, employees or agents out as advising you with respect to any information on this site. HLAM, its directors, officers, employees, or agents shall have no responsibility or liability whatsoever to you with respect to the information on the site or any advice or views that may be given.

The terms and conditions on use and access and the information that appear on this site are subject to change from time to time and at any time without notice. HLAM is under no obligation to update the information on this site to reflect the changes in circumstances which information would then differ from previously published information.

Use of Links

Should you leave this site via a link contained here and view content that is not provided by HLAM, you do so at your own risk. HLAM does not represent nor warranty any electronic content delivered by any third party, including, without limitation, the accuracy, completeness, quality or timeliness of any electronic content or materials and is not responsible or liable for damages or losses caused by any delays, defects or omission that may exist in the services, information or other content provided in such sites, whether actual, alleged, consequential or punitive.

Governing Law

This agreement is governed by and construed in accordance with the laws of Malaysia. Users of this site or any of its pages are responsible for compliance with all local laws and regulations.

Ownership of Site

This internet site, particularly the electronic storage medium in which the electronic Prospectuses and Information Memorandums as well as the electronic application form are posted is owned and operated by HLAM.